Some online poker sites offer ‘all-in protection’ to players that get disconnected during a game. If that happens, you are considered to be “all-in” to the amount you have put in the pot up to the point you got disconnected, regardless of how many chips you have in front of you. To prevent abuse, disconnect “all-ins” are limited, and some sites don’t offer them at all.
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If you get disconnected without all-in protection, then your cards are folded no matter what you are holding or how much you have in the pot. Some sites that offer ‘all-in protection’ are pkr.com, ultimatebet.com and pokerstars.com.
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Additional All-In Protection Questions: