Like nearly every casino game that you can play live and online, baccarat has a slight house edge factored into the odds it pays out. If it didn’t, there would be no point in the casino laying the game, would there? While it’s true that some games in a casino can be made profitable if played a specific way, baccarat is not one of them.
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No, baccarat has a house edge on all its bets, so if you bet on every likely outcome, you’d be at a loss unless you ran like a god and had a tie bet win every single time.
But what are the odds and payout for baccarat? Well, baccarat is one of those games with a very slight house edge. The house edge for baccarat does depend on how many decks of cards the house uses and we’ll compare them both in this article.
What you should also remember is that nearly every casino has a 5% commission on all winning bets on the banker. So, while a player bet pays out even money (1-1) on a bet, a bet on the banker will only pay out 0.95-1. These payouts are the same regardless of how many shoes a casino uses.
So, payouts for baccarat are:
0.95-1 for all winning bets on the banker.
1-1 for all winning bets on the player.
8-1 for all winning bets on the tie.
So we’ve established the payout for baccarat, now let’s look at the odds of each hand winning, first using eight shoes.
The banker will win 45.86% of the time.
The player will win 44.62% of the time.
The tie will win 9.52% of the time.
That’s the chances of each bet winning on an eight shoe deck, so let’s have a look at playing baccarat with a six shoe deck.
The banker will win 45.87% of the time.
The player will win 44.63% of the time.
The tie will win 9.5% of the time.
As you can see, there’s very little difference between using a six shoe deck and an eight shoe deck, so if you ever go to a casino and are worry about the percentages, it doesn’t make too much of a difference unless you decide to play several thousand hands.
However, how about a one shoe deck?
The banker will win 45.96% of the time.
The player will win 44.68% of the time.
The tie will win 9.36% of the time.
The big thing to notice is that the chance of a tie becomes smaller the less deck of cards being used by the casino.
The house edge on these baccarat bets is:
1.06% on the banker bet.
1.24% on the player bet.
14.4% on the tie bet (on average).
Of course, if you want to reduce that house edge on the tie bet, remember to head to Bovada where they’ll pay a fantastic 9-1 on all tie bets! Plus, because Bovada will accept players from nearly every country, it’s definitely the choice of the smart baccarat player. And a smart baccarat player is one that knows his baccarat odds.
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Additional Baccarat Odds Questions:
The answer to the question What Are The House Advantage And Odds In Baccarat? is also applicable for the following questions: